Kiira's first bank account

We talk alot about saving money in our house and Kiira has her own bunny bank at home where she puts money she has earned. She earns money for various chores around the house. It's a fine line between what is expected of her naturally and what she could do for "extra". So the next step was the bank. As a 5 yr old, how do you really get what a bank is? I thought maybe by seeing it she would get a better understanding.

So, Thursday after school we made a special trip to the bank where her twenty dollars is now safe and sound. As an incentive for saving, we have told her that for every dollar she deposits in the bank, we will match it.

I asked her what she was saving for and she replied, "a pony". Like mother, like daughter.